Halal screener / HBT
Is HBT Financial, Inc. (HBT) stock halal?
HBT Financial, Inc. currently fails Revvo's automated Shariah screen. The rule and number that fired are shown below.
The receipts
| Sector (SIC 6022) | Excluded sector |
| Interest-bearing debt / market value | No debt reported |
| Cash / market value | 12.0% (limit 30%) |
Notes from the screen:
- sector excluded (SIC 6022)
How this verdict is made
Revvo screens every US-listed company nightly, three layers deep: sector rules built on SEC industry codes (alcohol, tobacco, gambling, pork, conventional finance are excluded), AAOIFI-style financial ratios computed from the company's own SEC filings (interest-bearing debt must stay under 30% of market value), and an AI review of the business description that can flag school-dependent exposure such as defense revenue for your judgment. A flag never certifies and never condemns on its own; it shows you the reason and lets you apply your standard.
This is an automated screen refreshed nightly, not a fatwa or a certification by any Shariah board. Data comes from SEC filings and market data providers and can contain errors. Always verify against the standard you follow.
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